Privacy Policy for ClearLoanGuide.com
Effective Date: 22nd December 2024
At Loan Advisor (“we,” “our,” or “us”), accessible via ClearLoanGuide.com (“Website”), we are committed to protecting your privacy and ensuring that your personal data is handled in compliance with the General Data Protection Regulation (GDPR). This Privacy Policy explains how we collect, use, store, and share your personal data, as well as your rights under applicable privacy laws.
1. Data Controller
Loan Advisor is the data controller responsible for your personal data. If you have any questions or concerns about this Privacy Policy or how your data is handled, please contact us:
- Business Name: Loan Advisor
- Email: clearloanguide@gmail.com
- Address: Basant Cottage, Indernagar, Dhalli, Shimla, Himachal Pradesh
2. Data Collection
We may collect the following categories of personal data from you:
- Contact Information: Name, email address, phone number, and physical address.
- Loan Information: Details about your loan requirements, financial situation, and preferences.
- Usage Data: Information about how you interact with our Website, such as IP address, browser type, and pages visited.
- Communication Data: Content of your messages when you contact us via email or forms.
We collect personal data through various methods, including:
- Direct interactions (e.g., when you fill out a form or email us).
- Automated technologies (e.g., cookies and server logs).
3. Legal Basis for Processing
We process your personal data based on one or more of the following legal grounds:
- Consent: When you have provided explicit consent (e.g., subscribing to a newsletter).
- Contractual Necessity: To provide services you request.
- Legal Obligation: To comply with applicable laws and regulations.
- Legitimate Interests: For purposes such as improving our services, Website analytics, or fraud prevention.
4. Data Usage
Your personal data will be used for the following purposes:
- To provide loan advisory services and respond to your inquiries.
- To improve the functionality and user experience of our Website.
- To send relevant updates or promotional communications (where consented).
- To comply with legal obligations or enforce our terms of service.
5. Data Sharing
We may share your personal data with:
- Service Providers: Third parties that assist with Website hosting, email communications, or analytics.
- Legal Authorities: When required to comply with legal obligations.
- Partners: Loan institutions or affiliates, with your prior consent, for purposes of fulfilling your loan requirements.
We do not sell your personal data to any third party.
6. Data Retention
We retain your personal data only as long as necessary to fulfill the purposes outlined in this Privacy Policy or as required by law. Once the retention period expires, data will be securely deleted or anonymized.
7. Data Security
We implement appropriate technical and organizational measures to protect your personal data from unauthorized access, alteration, disclosure, or destruction. These include:
- Secure servers and encrypted communications (e.g., HTTPS).
- Regular monitoring and security assessments.
- Restricted access to personal data to authorized personnel only.
8. Your Rights Under GDPR
As a data subject, you have the following rights:
- Right to Access: Request a copy of the personal data we hold about you.
- Right to Rectification: Request correction of inaccurate or incomplete data.
- Right to Erasure: Request deletion of your personal data (subject to legal obligations).
- Right to Restriction: Restrict the processing of your personal data in certain circumstances.
- Right to Data Portability: Receive your personal data in a structured, commonly used format.
- Right to Object: Object to the processing of your personal data for direct marketing or other legitimate interests.
- Right to Withdraw Consent: Withdraw consent at any time for processing based on your consent.
- Right to Lodge a Complaint: File a complaint with a supervisory authority if you believe your rights are being violated.
To exercise these rights, contact us at clearloanguide@gmail.com.
9. Cookies and Tracking Technologies
We use cookies and similar technologies to enhance your browsing experience and collect usage data. You can manage your cookie preferences through your browser settings. For more details, see our Cookie Policy (if applicable).
10. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. Any updates will be posted on this page with the revised effective date.
11. Contact Us
If you have any questions about this Privacy Policy or your personal data, please contact:
Address: Basant Cottage, Indernagar, Dhalli, Shimla, Himachal Pradesh
Email: clearloanguide@gmail.com